15 December 2025
SEPA Credit Transfer Processing Dates | Christmas & New Year 2025/2026
Dear Members,
Please see below our Christmas & New Year schedule for SEPA classic payments.
SEPA CREDIT TRANSFER BULK PROCESSING FILES
| Normal Processing | Target 2 Closed | Irish Bank Holidays |
| There will be Normal Processing on Monday 22nd December Tuesday 23rd December Wednesday 24th December Monday 29th December Tuesday 30th December Wednesday 31st December Friday 2nd January |
Target 2 is a mechanism by which all the clearing banks settle their net position in the SEPA Clearing. As Target 2 is Closed on the below dates, there can be no exchange of files.
|
Monday, the 29th of December On Irish Bank Holidays, files can |
SEPA INSTANT
There will be NO CHANGE to business-as-usual SEPA Instant payment processing over the Christmas and New Year period.
SEPA CLASSIC
| Sending Date | Payment Date |
| Monday 22nd December | Tuesday 23rd December |
| Tuesday 23rd December | Wednesday 24th December |
| Wednesday 24th December | Tuesday 30th December |
| Tuesday 30th December | Wednesday 31st December |
| Wednesday 31st December | Friday 2nd January |
